Personal Contract Purchase

This gives you the opportunity of making payments that could be considerably lower than those on a traditional HP agreement.

• No deposit required

• You can choose a new model every 2 or 3 years

• A balloon final payment keeps monthly outgoings lower

• Gives you the reassurance of a Guaranteed Future Value

• At the end of the agreement three options apply;

1. take ownership by making the final payment.

2. hand it back (subject to return conditions) with nothing more to pay;

3. or use any equity as the deposit for a new model (subject to status).

• Fixed term 12-48 months.

• Fixed monthly payments allow easy budgeting

• Fixed interest rate from day one.

• Minimum £1,000, maximum subject to status

• Acceptance fee payable at the start.

• Early settlement allowed (penalties may apply)