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Finance Calculator

Amount: £

Term:12 24 36

         48 60
Payment: £

This tool is just a quotation facility for illustration purposes. The exact monthly payment is subject to credit underwriting and credit status. click on Finance Calculator for more detail calculation.

Lease Purchase

Lease Purchase

Lease Purchase is an agreement for private individuals and businesses where the customer has the option to own the vehicle at the end of the agreement. It is similar to a standard Hire Purchase agreement, but offers lower monthly repayments due to a proportion of the vehicles cost being deferred to the end of the agreement by means of a "balloon" payment. The balloon payment can be tailored to your exact requirements at the beginning of the agreement by using your anticipated contract mileage as a guide to the vehicles future value at the end of the contract. Fixed monthly repayments are made over an agreed period until the end of the contract where you will then have the option to pay the final balloon payment and keep the vehicle or part exchange the vehicle for a new one. The final balloon payment isn?t guaranteed which means that there will not be any unavoidable excess mileage charges at the end of the contract, should you exceed your expected contract mileage.

Key Benefits of Lease Purchase

  • Low initial deposit

  • Lower fixed monthly payments

  • A better vehicle - lower payments give you the option of a better vehicle

  • Vehicle ownership? Writing down allowances available for business users

  • VAT- payments do not attract VAT.

Disadvantages of Lease Purchase

  • No option to return the vehicle at the end of the agreement. The pre-agreed final payment has to be paid.




Mr. Martin Bagshaw (London)
"Wanting to buy a good quality used car, but not at the prices franchised dealers charged. I called Auto Infusion after seeing their advert in a motoring magazine. I discussed with them the type of car I wanted but I was quite specific, wanting performance and class in a modest size, but with 5 doors, head support and three point belts in the rear. they fitted me in on the service they provided, sourcing cars at auctions, but only ex-lease etc. They kept in touch, sending me detail of close matches only - I did not want to be bombarded with details of anything that had 4 wheels.
It took a couple of months, but found me the car I wanted the preparation of the car was very good. The staff were friendly, knowledgeable and polite and took time to explain all the documentation and deatils of the vehicles' functionality. I would be happy, and intend to use Auto Infusion again!!!"

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Contact Us

tel |     0845 644 0613 (National)
           0117 951 9999 (Local Rate)
           +44 117 951 9999 (International)

fax |    0870 706 4510
email |
web |

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Auto Infusion Ltd.
16-20 Fishponds Road

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Registered in England No. 3627626
Data Protection No. Z7843912
Registered Office as above
VAT No. 713027378
CCL No. 483540
FSA No. 453912

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Auto Infusion Ltd is an Appointed Representative of ITC Compliance Ltd which is authorised and regulated by the FSA.
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